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Identity Theft–A Growing Problem for Seniors

Filed under: Security — June 21, 2008 @ 9:33 pm

Why identity theft is likely to get much worse by Invicta



In 2005 some ten millions residents of the USA were victims of identity theft with each one losing an average of about $7,000.

Clearing their name can take each victim a year during which time they’ll spend some 200 hours working on the problem (writing letters, making phone calls, etc.) at a personal cost of over $1,000 in expenses. That’s over a month of full time employment.

Even then a quarter of all victims will not succeed in clearing their name.

So how do identity thieves steal the personal information they use to such devastating effect?

Identity thieves will steal your mail, search through your trash, steal from your home, steal your purse or wallet.

And don’t imagine these identity thieves are always unknown to you because the people who have the easiest access to your belongings are people you let into your home or people you associate with at work, in clubs and in public place.

Identity thieves can also make use of public records and phone books. And these days many of these records are stored and easily accessed online.

Of course, some identity thieves will go to greater lengths by using easily available software programs to attack insecure networks or vulnerable home computers.

Having stolen your identity what do the thieves do with your personal information?

42% will steal from existing credit card accounts or spend money on a new account created in the stolen name.

20% will commit telephone or utility fraud.

13% will steal from an existing bank account or open a new account in the stolen name from which they can withdraw money.

9% will use the stolen identity to gain employment, 7% to obtain a loan and 6% to obtain documents such as a driver’s license, social security number or government benefits.

It behoves us all to take care of our identity, to treat it as something just as precious as other valuable belongings and to take all reasonable steps to ensure that others cannot steal it.

Author Michael Soliatis provides essential steps to protect your identity from theft and avoid becoming a victim.

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Article Source: http://www.articlenetworks.com

Can You Watch TV on Your PC?

Filed under: Entertainment, Finance — June 21, 2008 @ 8:59 pm



From the privacy of your laptop or Pc you can watch news from England, or Spain, or the United States. Watch soccer and other sports programming from Mexico, Ireland, France, and sexy programming from Europe. You won’t believe how much variety is out there that you are missing! Let us bring the world of entertainment to you 24 hours a day, 7 days a week WITHOUT A MONTHLY FEE!

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Seniors Get Lonely Too!

Filed under: Anti Aging, Mental Health, Retire Early, Security — June 19, 2008 @ 9:09 pm

Find Time to Visit

When a senior loses a partner, there is a great sense of loss and many want to give up and quit. Often families are too busy to spend quality time with mom or dad. Doctor’s look for signs of depression and despair.

Seniors most stay active, busy, involved and made to feel they still have value. They need to know that they are still a vital part of your life and your family. Make sure they know you think that understand that they have much to contribute. We can all help by making our loved ones feel special by spending time to take them out, see things, have a good meal and get try to involve them in new experiences to keep their hearts and mind alive.


Encourage involvement in clubs, church activities and other venues that keep them in groups where they can meet new friends and have fun.


Kidney Stones–Some of the Causes

Filed under: Health News, Kidney Stones, Senior Health Issues — June 19, 2008 @ 8:02 pm

Kidney Stones

Kidney stones are stone like masses that build up in the kidneys to form larger and harder stones. They are believed to be formed from minerals like calcium that do not find their way out with urine. Kidney stones are also called urinary tract stone disease. Among the signs that one can experience when they have kidney stones include fever, a general feeling of being sick, constant pain while urinating and an increased urge to urinate, discolored urine usually stained with blood or cloudiness, smelly urine where one has to observe the distinct smells, which is not a normal smell. One symptom that is usually common is extreme pain that manifests itself below the abdomen and in the kidney areas that flashes around the back to the front.



High levels of vitamin D can cause calcium kidney stones. People with other diseases like cancer can greatly increase the development of the stones. Uric acid stones can be caused by eating too much meat. Due to the very high excesses of uric acid when one eats meat especially beef, it is a major contributor to this kind of kidney stones. Diseases like gout also play a very vital role in increasing uric acid stones. It has also been found that a huge percentage of people suffering from gout also suffer from uric acid kidney stones and other forms.

Kidney stones could also be caused by high levels of ammonia in the urine. Due to the presence of ammonia in high quantities in women than men, hence the prevalence in women. They are yellow and crystalline. This type of stones are passed on by parents to children . Indeed, kidney stones can be hereditary. This often happens in the early stages of life usually between 10 and 30 years.

Not drinking enough water has been seen to cause or facilitate the progression. One should keep the urine clear by drinking enough water. Water cleans impurities from our systems very practically. People who do not take the required amount of water have very concentrated urine, this shows that their system is dealing with a lot of ‘dirt’. Clear urine indicates that one’s body is being cleansed effectively.

People who have had surgery in the intestine or around the stomach may be at a higher risk of developing kidney stones. This is because the normal absorption of minerals does not usually occur and this abnormality may cause kidney stones to develop. Also, when the parathyroid glands produce too much hormone, calcium production increases and in turn kidney stones form. Kidney stones can also form due to geographical dispensation. White people are more likely to suffer from the disease than black people. Engaging in exercise routine or strenuous activity is highly profitable to the body. But if one is not replacing the right amount of fluids in their body, they will most likely develop kidney stones.

One might ask, which is the right amount of water to take and probably know that it is 8-10 glasses a day but, one should learn to monitor the levels of water in their body. There are people who take more than 10 glasses a day simply because they feel more need for hydration. Apart from feeling sick, one cannot suffer adverse effects of drinking more than the prescribe amount. The secret is in taking water like food. Sips of water throughout the day will leave you wondering how much you have been able to contain. Lack of proper hydration will cause kidney stones to form and what a better way of averting the disease with water.

About the author:
Peter Gitundu Has Been Researching and Reporting on Kidney Stones for Years. For More Information on cause of the kidney stone, Visit His Site at CAUSE OF THE KIDNEY STONE I Will Also Highly Appreciate Your Views On cause of the kidney stone At My Blog here Cause Of The Kidney Stone

Article Source: http://www.Free-Articles-Zone.com

Help Keep Medicare Fair

Filed under: Health News, Mental Health, Senior Health Issues, Social Security — June 19, 2008 @ 7:33 pm



KeepMedicareFair.org is an effort by AARP to raise awareness about Congress’s plan to raise Medicare premiums to cover rising health care costs. This solution is not fair, and we want to put a stop to it before Congress votes on it in June. We are doing this by collecting 200,000 signatures on our petition to let Congress know that we all deserve a fair deal.

Medicare facts:

* The monthly premiums Medicare beneficiaries pay have more than doubled since 2000.
* Unless Congress passes a permanent fix to the rising costs this June, older Americans will be forced to pay even higher premiums on top of their already skyrocketing out-of-pocket health care costs.
* On average, Medicare covers only half of a beneficiary’s annual health care costs not including long term care.
* 43 million Americans rely on Medicare every day for affordable health coverage.
* Most people on Medicare have no other option for affordable health care coverage.
Sign Petition by going to this website:

https://secure2.convio.net/aarp/site/Advocacy?cmd=display&page=UserAction&id=111