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Social Security and Disability

Social Security Disability benefits may be available to workers of any age who meet specific criteria, and who are disabled by reason of a medical problem which prevents return to past relevant work and who are only capable of some limited other kinds of work. Supplemental Security Income, SSI, may be available to persons who have never worked or who have not worked in recent years. There are resource limitations connected with the receipt of SSI and these should be investigated.

A disabled worker considering filing for early retirement with reduced Social Security retirement benefits at age 62, may want to seek counselling. If they can qualify for Social Security Disability benefits, rather than filing early for retirement benefits, they could qualify for Medicare coverage in two years, at the age of 64. An early retiree on Social Security is not eligible for Medicare until age 65.

Lawyers specializing in Social Security issues should be consulted for further clarification and help. These lawyers frequently do not charge for telephone questions. They are prohibited by the Social Security Act from charging for services until they are successful in obtaining disability benefits for the person seeking benefits. Fees are taken from the retroactive benefit in most cases and must be approved by the Social Security Administration.

Retired persons with no other source of income except a limited Social Security benefit may also qualify for additional benefits such as relief from payment of the Medicare premium.

DO NOT PAY TO RECEIVE INFORMATION ABOUT SOCIAL SECURITY DISABILITY BENEFITS OR SUPPLEMENTAL SOCIAL SECURITY INCOME.

Information and pamphlets are available at local Social Security district offices, but access to personnel for information may be difficult. Non-lawyers sometimes charge to provide information which you can receive free from a lawyer who specializes in Social Security law.

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Social Security Disability information provided by
Dianne R. Newman,
Attorney at Law with Sternberg, Newman, Shifren & Associates
411 Wolf Ledges Parkway #300
Akron, Ohio 44311
330.762.6474
Ohio toll free 1.877.230.5500
email NEWDAB@aol.com

Contact the National Organization of Social Security Claimants’ Representatives (NOSSCR) for information about qualified persons in your area.
6 Prospect Street
Midland Park, NJ 07432
800.772.1213

Information provided herein is not meant to be comprehensive for all situations. It includes guidelines for seniors so they might determine if they should persue a question further. There is no substiture for contacting Social Security directly.